![]() Lawrence A Bridges AppraisalsLawrence A Bridges Appraisals is GA-Georgia state certified and on the FHA Roster of approved residential appraisers. This means that we are certified and approved by the FHA to do appraisal reports for property loans underwritten by them. A portion of the continuing training our staff at Lawrence A Bridges Appraisals undergoes deals exclusively with decoding the FHA's documentation and their rules and procedures. Be sure to contact Lawrence A Bridges Appraisals if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is backed by them. None of the money in the loan is provided by the FHA; what the FHA does is ensure that the loan is paid for in case the borrower doesn't pay their loan. The FHA and their loan programs are formed to aid low-to-moderate income consumers help meet credit requirements if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are extremely helpful to those consumers with less accumulated cash. |